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Church Insurance
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Your congregation has a substantial investment in your church. It's not only a place of worship, but a community gathering place for activities of all kinds. If church property is damaged or destroyed you'll want to replace it. If someone is injured on church property or while working for the church you'll want to be able to meet your financial responsibility to them.
Church Plus can provide the protection your congregation needs for sound and flexible insurance coverage for church liability and property exposures.
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Property - Building and/or Personal Property
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Replacement cost
Valuable papers and records
Special "all risk" policy
Agreed value
Furniture fixtures, improvements and betterments, inventory
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Building ordinance
Stained glass
Property in transit
Property at other locations
Backup of sewers and drains
Pastor's Business Personal Property
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Comprehensive General Liability - $1 million occurrence/$3 million aggregate
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Bodily injury and broad form property damage
Premises and operations
Vicarious liability for sexual misconduct
Fire legal liability
Corporal punishment
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Additional insureds, officers, trustees, volunteers
Non-owned auto
Personal injury
Blanket contractual
Broadened medical payments
Student Medical
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Crime
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Burglary, robbery or theft
Broad form money coverage inside and outside premises
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Forgery, counterfeit monies
Employee dishonesty
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Coverages Include
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Directors and Officers Liability
Pastoral Profesional Liability
Employee Benefits Liability
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Schedule fine arts
Electronic data processing equipment
Personal properties of others
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Heating and air conditioning coverage (optional)
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Owned Automobile Coverages - Available
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Workers Compensation - Available
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Umbrella Liability - Available
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Employment Practices Liability Insurance (EPLI) - Available
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Note: We offer several different package programs for churches, Christian schools, child care centers, colleges, and adult congregate living facilities. Each program is different, so please refer to your policy for specific coverage details.
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