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Church Insurance

Church Insurance Your congregation has a substantial investment in your church. It’s not only a place of worship, but a community gathering place for activities of all kinds. If church property is damaged or destroyed you’ll want to replace it.

If someone is injured on church property or while working for the church you’ll want to be able to meet your financial responsibility to them.

Church Plus can provide the protection your congregation needs for sound and flexible insurance coverage for church liability and property exposures.

Property – Building and/or Personal Property

  • Replacement cost on buildings and contents
  • Valuable papers and records
  • Agreed value
  • Furniture fixtures, improvements and betterments, inventory
  • Building Ordinance and Law
  • Comprehensive Mechanical Breakdown Coverage
  • Wind and Hail Coverage
  • Flood Coverage Available
  • Inland Marine Coverage
  • Stained glass
  • Property in transit
  • Property at other locations
  • Backup of sewers and drains
  • Pastor’s Business Personal Propert

Comprehensive General Liability – $1 million occurrence/$3 million aggregate

  • Bodily injury and broad form property damage
  • Premises and operations
  • Abuse and Molestation Coverage
  • Fire legal liability
  • Corporal punishment
  • Additional insureds, officers, trustees, volunteers
  • Hired and Non-Owned Auto Liability
  • Personal injury
  • Blanket contractual
  • Broadened medical payments
  • Student Medical


  • Burglary, robbery or theft
  • Broad form money coverage inside and outside premises
  • Forgery, counterfeit monies
  • Employee dishonesty

Coverages Include

  • Directors and Officers Liability
  • Pastoral Profesional Liability
  • Employee Benefits Liability
  • Schedule fine arts
  • Electronic data processing equipment
  • Personal properties of others

Heating and air conditioning coverage (optional)

Owned Automobile Coverages – Available

Workers Compensation – Available

Umbrella Liability – Available

Employment Practices Liability Insurance (EPLI) – Available

Special Event Coverage

Note: We offer several different package programs for churches, Christian schools, child care centers, and adult congregate living facilities. Each program is different, so please refer to your policy for specific coverage details.