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Medical Insurance

Baby Looks at Camera as his Parent Holds him While a Doctor Examines his EarIllness and injury strike without warning. Who will pay the doctors, hospital, ambulance, drug store, and all of the people that care for you and your family? Even a brief hospital stay can cost thousands of dollars.

We offer Preferred Provider plans, all provider plans, and all varieties of deductibles and copay. Contact us for all the medical and disability plans available.

For the businessman, groups down to 2 people can obtain a program rivaling large groups. Life insurance, short and long term disability income, and all sorts of deductibles and features are available to you for your group. Call us with your census of workers, and we can design a plan for you.

Medicare is a complicated area for seniors. If you’re a Medicare recipient, you need a supplement from some source. The Part A deductible increases each year. Part B also carries a $100 annual deductible. You are responsible for the 20% under Part B that Medicare does not cover. We have competitive plans through several companies that will take this worry off of your shoulders.

Disability Income
If you owned the goose that laid the golden egg, would you insure the goose or the eggs? YOU are that goose bringing home that paycheck. You insure your home, auto, collectibles, boat, but not your paycheck. Where will your money come from if you can’t work due to an illness or accident?

Disability income is one of the most important coverages for you and your family. We will give you the money to keep the house going, pay the bills, put food on the table, and allow you the time to get well without the burden of going back to work too soon. Statistics show that people with disability income insurance recover from illness and accident faster, because we give them the time that they need.

Many businesses today face challenges in attracting and retaining top employees. As a business owner, you know the importance of employee benefits and their contribution to your business success. We will work with you to develop a program tailored to your individual circumstances. These products and services are designed to provide solutions to your personal and business financial needs, including: